What a property sale contract includes.

A contract of sale is the formal, legally binding agreement that outlines the terms of a property purchase. Once both the buyer and seller sign it, the contract becomes enforceable—so understanding what’s inside it is essential.

This document sets out exactly what you’re buying, under what conditions, and what obligations both parties must meet before settlement. Even though it may look straightforward at first glance, a contract can contain important details that affect your rights, your finances, and your experience through the buying process.

What the contract of sale typically includes

While formats vary between states and conveyancers, most contracts include the following core components:

1. Property details

  • Legal description (lot and plan numbers)

  • Street address

  • Title information

  • Any easements, covenants or restrictions

This section clarifies exactly what land and rights you are purchasing.

2. Purchase price and deposit terms

The contract states:

  • The agreed purchase price

  • Deposit amount required

  • When the deposit must be paid

  • Whether the deposit is held in trust

The deposit is usually 5–10% of the purchase price, unless negotiated differently.

3. Settlement date

This is the date ownership formally transfers to you and funds are exchanged.
Common settlement periods:

  • 30 days

  • 45 days

  • 60 days
    But the parties can negotiate any timeframe.

Delays can create complications, so selecting the right settlement period is important—especially if you’re synchronising a sale and purchase, organising finance or coordinating moving dates.

4. Parties to the agreement

The contract identifies:

  • The buyer(s)

  • The seller(s)

  • Their legal representatives

  • Contact details

This ensures clarity about who is responsible for fulfilling each obligation.

5. Inclusions and exclusions

This part outlines what is or isn’t sold with the property, such as:
Included:

  • Light fittings

  • Curtains and blinds

  • Built-in furniture

  • Air-conditioning units

  • Fixed appliances

Excluded:

  • Portable items

  • Outdoor furniture

  • Whitegoods not built-in

Always review this carefully to ensure everything you expect is listed.

6. Special conditions

These clauses can be added to protect both parties. Common examples include:

  • Subject to finance approval

  • Subject to building and pest inspections

  • Repairs to be completed before settlement

  • Contract conditional on sale of another property

  • Adjustments to settlement dates

Special conditions can significantly impact your rights, so they should always be reviewed by a solicitor.

7. Disclosure statements and attachments

Depending on the state or territory, the contract may include:

  • Vendor disclosure statements

  • Title searches

  • Zoning information

  • Certificates showing compliance (e.g., smoke alarms, pool barriers)

These documents help confirm the property meets legal requirements.

Why a legal review is essential

Even if everything seems straightforward, always have a solicitor or conveyancer review the contract before signing, or at minimum during the cooling-off period.

They will:

  • Check for clauses that may disadvantage you

  • Confirm the contract aligns with verbal agreements

  • Identify unusual or risky conditions

  • Explain your rights and obligations

  • Recommend amendments if needed

  • Ensure timelines are realistic based on lender turnaround times

This protects you from misunderstandings, hidden risks, or clauses that could cost you money later.

Understanding your obligations

When you sign the contract, you agree to:

  • Pay the deposit

  • Complete due diligence within agreed timeframes

  • Comply with conditions (e.g., arranging inspections)

  • Be ready for settlement with funds available

Failing to meet obligations can result in penalties, loss of deposit, or legal action.

This is why strong pre-approval, clear contract dates and quick inspections are crucial.

Let’s chat.

Need help reviewing contract conditions via a referral to a great conveyancer? Let’s chat.

This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances. Subject to lenders terms and conditions, fees and charges and eligibility criteria apply.

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How finance conditions work in property contracts.

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How cooling-off periods protect buyers.